Started operating a consumer finance business by launching an Installment Loan Business. with an initial paid-up registered capital of 120 million Baht by the form of joint venture between top leading Thai companies and ACOM Co., Ltd., a leading consumer financial company in Japan.
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Launched “EASY BUY” as the company’s registered trademark.
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Launched the Personal Loan Business, as an unsecured loan in the form of cash.
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Opened the first upcountry branch in Nakorn Ratchasima province to provide consumer finance services to customers in the northeast region.
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Increased registered capital from Baht 120 million to Baht 140 million for the existing shareholders.
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Increased registered capital to Baht 200 million for the existing shareholders.
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Converted into a public limited company and changed its name to EASY BUY Public Company Limited.
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Became under the supervision of the Bank of Thailand pursuant to the Notification of the Ministry of Finance.
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Offered new personal loan service, revolving loan, named “Umay+”, under slogan “Life is more manageable”.
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Provided cash withdrawal channels via Commercial Bank’s ATM network to expand convenience to Umay+ customers.
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Increased registered capital to Baht 300 million to the existing shareholders.
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Launched new revolving loan service, named “Umay+ Premier”, focused on regular income earners from the middle class and upper.
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Affirmed the company’s rating of “BBB+” by TRIS Rating Co., Ltd.
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Obtained the foreign business license to operate personal loans under the supervision of non-financial institution operators under the conditions prescribed by the Ministry of Finance.
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Increased registered capital to Baht 3,900 million for the existing shareholders.
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Achieved 1 million “Umay+” Cardholders nationwide.
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Increased registered capital to Baht 4,500 million for the existing shareholders.
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Affirmed the National Long Term Rating of the Company to AA(tha) with a Stable Outlook by Fitch Ratings (Thailand) (“Fitch Ratings”).
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Upgraded the National Long Term Rating of the Company to AA+(tha) with a Negative Outlook by Fitch Ratings.
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Affirmed the National Long Term Rating of the Company to AA+(tha) with Stable Outlook by Fitch Ratings.
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Increased registered capital to Baht 6,000 million for the existing shareholders.
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Certified to be a member of the Collective Action Coalition against Corruption (CAC).
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Re-branded logo “Umay+”, under the tag line “Plus happiness to Life”.
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Provided Cardless Withdrawal Service. Customers can simply initiate a withdrawal transaction via the Umay+ Mobile Application and then scan the QR Code at the transacted ATM to receive cash instantly.
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Strengthen the agility of information technology and provide electronic services such as E-NCB, E-Statement, and E-NCB Yearly Letter, as well as providing Virtual Cards for customers.
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Relocated Head Office to 8-11th Floor, Rasa Two, Phetchaburi Road, Makkasan, Ratchathewi, Bangkok
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Reached a total of 1 million users of the Umay+ Mobile Application
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