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EASY BUY PUBLIC COMPANY LIMITED
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Company Profile

EASY BUY Public Company Limited (“EASY BUY”) formerly known as Siam A&C Company Limited was incorporated on September 30, 1996 with an initial paid-up registered capital of 120 million Baht by the form of joint venture between top leading Thai companies and ACOM Co., Ltd., a leading consumer financial company in Japan. On April 1, 2005, the Company was converted into a public limited company and changed its name to EASY BUY Public Company Limited.

EASY BUY has performed as a consumer financial company under permission from the Bank of Thailand to serve consumers throughout Thailand under “Umay+” brand . EASY BUY offers two types of consumer financial products representing (i) revolving loan and (ii) installment loan.

EASY BUY pursues its goal to become the best leading consumer financial company in Thailand. EASY BUY aims at the highest customer’s satisfaction and provides financial service conveniences to customers. By continually improving its services quality, EASY BUY has been serving more than 2 million customers over 15 years.

EASY BUY also leads in high information technology to uplift fast and flexible services through Umay+ Channels and its customer service function.

EASY BUY is always concerned on the importance of data security and a continuity of business under unexpected situations to ensure our customers continuous services. From continuous on business expansion of EASY BUY, presently, it Company has a paid-up capital of 6,000 million baht with more than 2,800 EASY BUY employees nationwide. (as at December 31, 2017)


Knowing Our Parent Company

ACOM Co., Ltd. (“ACOM”) is EASY BUY’s parent company and the major shareholder, which held 71.00 % of its total shares (as of September 26, 2012). ACOM was incorporated in 1978 and subsequently listed on the first section of the Tokyo Stock Exchange in 1996. ACOM conducts four main businesses representing:

(i) Loan and Credit Card Business
(ii) Guarantee Business
(iii) Loan Servicing Business
(iv) Overseas Financial Business

ACOM has been ranked as one of the largest and well recognized consumer finance companies in Japan and has established a strong record of innovation within the industry. ACOM was the first operator which provided the 24 hours a day services via selected ATMs in 1979 and introduced the MUJINKUN automatic loan application machines in 1993. In 1998, ACOM was approved as a principal member of MasterCard International, becoming the first consumer finance company in Japan to obtain a license to issue credit card under the MasterCard name. Mitsubishi UFJ Financial Group Inc. (“MUFG”) is the major shareholder of ACOM, holding 40.20% of its total paid-up registered capital as at March 31, 2018 – that signifies a stable support of ACOM's business. ACOM was interested in entering into the consumer finance business in Thailand, and also has gained trust from its joint venture partners to take a major role in management and operation due to its expertise and experience in the similar type to business in Japan.

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